Calculating equity comp tax across 3 countries: a worked example
How proportional allocation works when RSUs vest across multiple residencies — a worked example with real numbers showing how to save 25k+ per vest.
Personal Finance Abroad
Banking, investing, insurance, and money management for expats and global citizens
Retirement savings when you live in 3 countries per year
Standard retirement advice assumes one tax residence. For people splitting time across countries, the rules diverge — here is the strategy that works.
Portugal real estate for non-residents in 2026: NHR shift and tax implications
Golden Visa restrictions, NHR closure, and what 2026 reality looks like for non-resident buyers in Portugal — taxes, ongoing obligations, and practical realities.
US expat investing: foreign fund rules and what actually works
Foreign funds are essentially unusable for US persons. The strategies that actually work for US expat investing in 2026.
How to model cross-border tax outcomes BEFORE you book the relocation flight
The framework I use to project tax outcomes in two countries before committing to a move — and why hours of modeling save years of regret.
How non-residents actually buy property in Spain: the 2026 reality
NIE, taxes, ongoing obligations, and the gap between what people think they’re getting and what actually happens at closing for non-resident buyers.
The hidden costs of moving abroad nobody includes in their budget
After multiple international moves, the second-tier costs nobody warns you about — and a realistic 6-month transition budget framework.